Wednesday, February 4, 2015

The Economics of Saint Thomas Aquinas

              Saint Thomas Aquinas was probably the biggest intellect of the middle ages, and developed a philosophy which combined the philosophy of Aristotle with the teachings of the Catholic Church. With this combination, a lot of what we find in Aquinas mirrors the writings of Aristotle, both the good and the bad. For example, Aquinas states in his famous Summa Theologica that the price of goods does not depend on their nature but on their usefulness to man.[i] Here Aquinas is following Aristotle in recognizing that it is consumer demand that determines the value of a good instead of the amount of labor or resources used to make a good as later scholars of political economy will suggest. Perhaps his biggest contribution to the history of economic thought, although he strays from it later in the same section, was when he states that “buying and selling seem to be established for the common advantage of both parties.”[ii] This of course is breaking away from Aristotle, at least for a sentence, and suggesting that in an exchange, there are in fact reverse inequalities of values. Immediately after he states this correct analysis however he defaults back to the position of Aristotle and claims that in order for an exchange to take place, the values of goods being exchanged must be equated. Although it is speculation, Aquinas’ brief inquiry into a mutual beneficial exchange could have led later Scholastic writers to follow this line of thought, which eventually led them to justify usury because of their understanding of time preference. If they understood that a voluntary exchange is mutually beneficial, it is not a far leap to begin searching for why individuals would participate in usury unless both parties were benefiting.
                Aquinas, unlike the later Scholastics, did not make this connection, and for that reason followed Aristotle and the teachings of the church in condemning usury, however he goes further and suggests that usury is unjust since money is in fact consumed during an exchange. He argues that money’s use is equivalent to its ownership, thus when one charges interest one is in fact double charging, which he argues is unjust. While this is a thesis he alone developed, I believe the reasoning for it came from Aristotle’s separation of primary and secondary uses. Money’s primary use is ownership, while its use for display is a secondary use. Here the primary use gets destroyed when an exchange takes place since one does not own the money afterwards and the exchange of further money results in a double charge.
                While it is quite clear today that the work of Aquinas was in no way up to par with even that of the Scholastics, he did make two major contributions to the study of economics. By sticking to the subjective theory of value as Aristotle had put forward, and by being one of the first writers to suggest that a voluntary exchange implies mutual benefits for both parties, Aquinas laid the ground work for the Scholastics to later build on.


[i] The second section of “By sins committed in buying and selling” in the Second Part of the Second Part in Aquinas’ Summa Theologica
[ii] The first section of “By sins committed in buying and selling” in the Second Part of the Second Part in Aquinas’ Summa Theologica

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